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Frequently Asked Questions

Rock Spring Station Apartments

Income Guidelines and Restrictions related to LIHTC and Market Rate Apartments at Rock Spring Station Apartments

How much is the monthly rent? Please see the chart below and the Resident Selection Criteria (RSC).  



Floor Plan


Square Footage



Minimum Income

Maximum  Income

1 BR 1 BA


*6 units set aside

for Preference


Set aside for *Preference units 

See Manager for Program details

1 person - $21,250

2 people - $24,250

3 people - $27,300

4 people - $30,300

5 people - $32,750

1 BR 1BA


4 units

*2 units set aside

for Preference




1 person - $35,350

2 people - $40,400

3 people - $45,450

4 people - $50,500

5 people - $54,550

6 people - $58,600

7 people - $62,650

2 BR 2BA


*1 unit set aside

for Preference


Set aside for *Preference units 

See Manager for Program details

2 BR, 2 BA


22 units




3 BR, 2 BA


9 units




2 BR, 2 BA


1 unit




1 person - $42,420

2 people - $48,480

3 people - $54,540

4 people - $60,600

5 people - $65,460

6 people - $70,320

7 people - $75,180

2 BR, 2 BA


5 units






Floor Plan


Sq Ft



Minimum Income

Maximum Income

1 BR, 1 BA

6 units




No Maximum

Income Limit

What are the income restrictions? Please see the minimum and maximum income restrictions in the chart above, and on the RSC.

I am looking for a place that is subsidized and the rent goes by my income- If you are seeking subsidized communities please visit Habitat America's website at www.HabitatAmerica.com or contact your local Housing Authority. Rock Spring Station rental pricing does not “go by income” and the apartments available are not “subsidized” apartments.

Will the rent go up next year? Annual increases in rental rates should always be assumed.

Will the rent go up even if my income doesn’t go up? Yes. Annual rent increases are put in place to cover the increasing costs of operating an apartment community. There is no relationship between the annual rental increase and your household income earnings.  

What if I change jobs and I’m earning less money, or I lose my job, will my monthly rental rate go down, too? No-Rock Spring Station offers apartments at a lower monthly rate than Market rate, through the LIHTC program- not a rental subsidy program-and the rental rate is not “based” upon your income. The Income minimum and maximum are guidelines for approval and qualification, not used as a basis or for calculation of your monthly rental rate.

What is the Low-Income Tax Credit Program? The Federal Low-Income Housing Tax Credit program was created by the Tax-Reform Act of 1986 to encourage construction and rehabilitation of housing for low- and moderate-income families. The law gives states an annual tax credit allocation based on population and is administered by the Federal Internal Revenue Service (IRS) in accordance with Section 42 of the Internal Revenue Code. Developers can earn these tax credits by constructing affordable housing.

Learn more at: http://dhcd.maryland.gov/HousingDevelopment/Pages/lihtc/default.aspx

What does the Resident Selection Criteria (RSC) mean by 50%, 60%? Select units have been set aside for individuals earning the stated percentage of the area median income.  For example, if the area median income (otherwise known as AMI) is $50,000 per year, (as determined by HUD) and your household earns a maximum of $30,000 per year, your household may qualify for an apartment set aside for households earning a maximum of  60% of the area median income.
This number does not indicate that you will pay the stated percentage of your income toward rent.

Is this only for the elderly? Is this a senior building? Rock Spring Station Apartments are for everyone!

Do you have availability for seniors under 62? Yes-we welcome all ages!

Do you accept vouchers? Yes.

What if my income is too high? There is no income maximum for our Market rate apartments.

Do I qualify for the community if I am a student? Households comprised only of full-time students should read the Resident Selection Criteria, page 1 under Students, as well as the application to be sure they meet the qualifications. If you have any questions regarding student guidelines please contact the office.

Why do I need to give you proof of all income and assets? This information is required as part of the Low Income Tax Credit Program to ensure each household meets income eligibility. Please see the Privacy Act Form.

How do I know what documents to give you as proof of my income and assets? See the list of acceptable documents here: Application Checklist

I have a part-time job should I include it on my application?  Proof of all income and assets must be provided at the time of application. Any information not provided can lead to application denial.

I’m working full time now, but will soon change to part time. Can I still apply? You are welcome to apply but we must be able to calculate your projected income for the next 12 months. If we cannot receive sufficient information, per the program requirements, to calculate your income we may not be able to process your application.

I’ve recently been offered a job but I’m not working right now. Can I still apply? Yes! Please provide a signed offer letter from your future employer showing your salary.

I receive only Social Security. Will I qualify? Maybe. Please see the minimum income guidelines.

Why do I have to list all occupants on my application? In order to determine program eligibility all household members (and their income) must be listed on the application, including those who are under the age of 18. This includes students away at college, dependents with shared custody arrangements and individuals who will join the home within the 12 months of the application date.

Can I add someone to my lease in a few months? Changes in household composition are not permitted within the first 12-month lease term. Please speak with our leasing team for additional information.

I’m worried I might not qualify based upon my credit and/or criminal background reports. Can I discuss my special circumstances with someone before applying? The best course of action is to apply and find out if you qualify for certain. If you do not meet the requirements you can request a copy of your report(s) and begin working on improving the circumstances. Our site team will not be able to give you any information about the likelihood of your application being approved. Once you apply we can help you take the next steps to ensure you are on the right track toward approval.


What’s included? Water, Sewage, and Trash are included.

Will there be central air/heating? Yes. Central Air and Heat is offered in all apartments at Rock Spring Station.

Will residents be responsible for both gas and electric? All apartments at Rock Spring Station are 100% electric. You will be responsible for electric costs.

I’m not sure if I can get BGE/utilities in my name. How can I find out? What do I do? Call BGE directly to discuss utility service and learn about their application process and credit requirements.
Proof of BGE in your name is required at the time of lease signing.


Do you accept pets? Yes! We love our furry residents!

How much is a pet deposit for each pet? $300 non-refundable pet fee, per pet.

Is the pet deposit yearly, or a monthly fee? There is a one-time, non-refundable, pet fee of $300, per pet, plus a $25 monthly fee for each pet.  2 pets are permitted at Rock Spring Station. Please see the RSC for breed restrictions and additional information and requirements.

I have an emotional support animal what documents do I need to provide? Please speak with our leasing team at the time of your appointment for specific information.

Amenities & Features

Do you offer Studio apartments? We have no Studio apartments. Rock Spring Station offers 1, 2, and 3 bedroom apartment homes.

Do you have front door security?  No but the building has a controlled access entry system.

Is there an elevator? Yes-one elevator.

Will you have Handicap Parking? Yes-there will be designated handicap parking spaces. Please speak with our leasing team about any questions or concerns you may have related to parking and accessibility.

Are the apartments wheelchair accessible? Rock Spring Station offers several apartments with accessible features. Please speak with our leasing team for additional information.

Do you have apartments with a balcony or patio? No, Rock Spring Station does not offer balconies or patios.

Can I get my own washer and dryer? Yes! We offer washers and dryers for rental at $45 per month or you may purchase a washer and dryer and have it professionally installed by a licensed contractor. Please speak to our leasing office team regarding size/space requirements before making a purchase.

Will the washer and dryer be in unit or will there be a laundry facility available? Each apartment features washer/dryer hook ups and the Community also offers a common area laundry room.

Will there be a conference/computer room available? Yes!

Will there be an area that residents can rent for events or parties? No. There is no Community Space available for rental at Rock Spring Station Apartments. However, there are many places nearby available to reserve for private events.

Is there closet space? Yes!

What color is the carpet in the bedrooms? The carpet in the bedrooms is a beautiful neutral off-white sure to compliment all decorating schemes.

Are appliances included? Yes-each apartment includes an energy efficient black appliance suite, including microwave and garbage disposal.

I want one floor living-no steps. -That’s exactly what we offer!

What are the public schools in the area? Please visit www.hcps.org to learn more about the public schools in this area.

Application & Leasing

When will someone call me? Due to the overwhelming interest we are posting online responses to the most frequently asked questions and will be return calls as we are able. We are in the process of setting up our offices and will soon be available to schedule meetings, interviews, and speak with everyone on a one-on-one basis. We can’t wait to meet you!

Can I schedule a tour of the community? At this time the building is still under construction so tours are not available. Floor plans can be viewed on our website by clicking here. Photos will soon be available on our website and social media sites. Click here to view Photos.

How can I fill out an actual application? We are not yet accepting applications.  Once we begin accepting applications the full application process will be available online. We are happy to mail the application packet those individuals who do not have online access.

What is the application fee? $25 per person age 18 or older.

Can I pay the application fee online? Yes!

Is the application fee refundable if I don’t qualify for an apartment? No.

How long does it take to process my application? Application processing varies based on the individual, and the regulations associated with the specific apartment you’ve selected. The process can be more efficient if all requested documents are available at the time of application interview. Bringing in ID information, proof of all income and assets and providing additional documents when requested greatly reduces the processing time. Please assume at least a two-week processing time from the date of interview, at the minimum.

Do you have a senior rate discount? Our friendly leasing team will be happy to speak with you about discounts and specials. Please be sure to ask at the time of your appointment.

Can I transfer my lease from another Habitat America community? Sadly, no. Each community has different qualifying criteria and a new application must be submitted.

I live in a community that used to be managed by Habitat America. Does this matter for my application? We are thrilled to have you join our Habitat America family again! As each community has different application and qualifying criteria, we must ask everyone to go through the application process anew for each Community.

Is there currently a waiting list? No-we are not yet accepting applications.

Will there be a waiting list? Probably. We will process applications first-come, first-served.

Will ownership become an option? Not in the foreseeable future.

Can I have a co-signer? Yes-please see the Resident Selection Criteria for additional information.

When will the apartments be available?-Our estimate for completion is November 2019. It’s really difficult to predict with new construction. One particularly rainy (or snowy) week can change everything. Please keep this in mind, along with a very flexible moving plan, during your application process.

When can I see a model apartment? We are hoping to invite everyone to visit and see a model apartment in Fall 2019. Stay tuned for updates!

Will I be able to pay my rent online? Yes!

Will there be an additional charge for online payments? No charge for ACH. Credit card and debit payments incur a 3.2% processing fee.

We are looking forward to meeting you soon!

 Have a new question not already answered here? Please let us know by emailing [email protected]